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WHAT TYPE OF INVESTOR ARE YOU?
SAFE INVESTOR focuses on maintaining the current value of a portfolio, that is, preserving the initial capital. He is unable to tolerate any loss of principal and is therefore risk intolerant and would like to avoid the risks inherent in shares.
INCOME INVESTOR looks at generating a steady income stream. This is often an investor who is close to or living in retirement and relying on a stream of income. The investor has less need for capital appreciation and tends to shy away from some of the risks associated with the stock market.
GROWTH INVESTOR focuses on increasing the investment’s value over a long—term horizon. This type of investment strategy is for relatively younger investors who are focused on achieving capital appreciation and do not mind the risk involved in investing in the stock market. HOW SHALL I INVEST?
Once you have identified your goals and the available investment alternatives, you need to decide which type of investments suit your investment objectives, for example: | Category | Style
| Investment Type
| Benefits | | Safety | Defensive
| - Zimele Money Market
- Government Securities
- Fixed Deposits
| Offers safety and capital preservation
| Income
| Defensive Conservative | - High Dividend paying Stock
- Zimele Money Market
- Government Securities
| Provides regular income | Growth
| Assertive Aggressive | - Equity
- Zimele Balanced Fund
- Zimele Personal Pension
| Potential to outperform the market in the long term
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