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If you are a Kenyan living abroad, you can now conveniently invest back home in a safe and secure manner through the Zimele Unit Trust.

Members can operate their account from anywhere in the world using our diaspora portal. They can access their statements online and are also able to send money from their account straight to their relatives and business partners anytime from any location worldwide at no extra cost.

Send money to your Zimele Savings Plan Account and earn interest at 9.56% p.a.

1. This service is open to Kenyans living abroad only. When a client permanently relocates to Kenya, they’ll have to notify us.
2. This is a Kenyan Shilling account, including the rate of interest applied. Amounts sent in foreign currency will be converted to Kenyan Shillings at the prevailing exchange rate.
3. The minimum investment amount is US$10 or equivalent.
4. Withdrawals are processed within three days and payments are wired directly to a member’s bank account or M-Pesa wallet.
5. A member may liquidate part or all of their investment.
6. Inter-fund transfers are allowed, subject to administration fees, where applicable.
7. Members making a deposit should notify us as soon as the deposit is made.
8. There are no withdrawals fees or penalties

9. Funds sent via mobile money transfer services will attract standard charges levied by the respective service providers.

The principal amount in the Money Market Fund is not subject to fluctuations during the period of investment. Interest in the Money Market Fund is earned on a monthly basis and will vary from time to time based on conditions prevailing in the financial market.
I confirm that the record provided to establish our identity is accurate. I hereby declare that all of the monies I invest in the Zimele Unit Trust Funds, whether periodically or as a one-off contribution are from a legitimate source, and not from the proceeds of crime, money laundering or other illicit activities. Furthermore, we accept that should there be any justifiable suspicion as to the possibility that we, or another party acting on our behalf, may have engaged or been a participant in money laundering and related offences as outlined in the Proceeds of Crime and Anti-Money Laundering Act 2009, we shall absolve Zimele of any liability and assist the relevant authority with investigations on the same.
I have read and fully understood the contents of this document. I have accepted and complied with the terms and conditions as amended in so far as this application may affect our investments. I indemnify the Trustees, Fund Manager and Custodian of the funds against any contravention of these terms and conditions caused by my failure to comply with any provision thereof.


We are regulated by the Capital Markets Authority (CMA).


The Fund Trustee is KCB Bank Kenya Ltd and the Fund Custodian is Standard Chartered Securities Services.


Minimum deposit of $10 (or equivalent) with no limits, extra cost or hidden charges.

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