Guaranteed Personal Pension Plan

The Guaranteed Personal Pension Plan allows you to save conveniently towards retirement and earn an interest on all your deposits.

The funds are invested collectively in safe and stable money market securities such as Treasury Bills and Treasury Bonds, with the objective of providing a guaranteed rate of return to members every year. Returns earned from these investments are paid out to members in the form of interest income.

The interest is compounded on an annual basis until the member attains retirement age and wishes to withdraw the funds. This allows the investment to grow faster than any ordinary investments, because the interest earned also continues to earn more money.

Retirement Advisor

Make a retirement Plan.

Open Account

Features and Benefits

Minimum deposit of Ksh.100

Deposit any amount starting from Ksh. 100, at your pace.
Competitive interest rate

All deposits earn interest.
Interest compounded annually

The interest is earned on a daily basis and compounded annually. This makes it ideal for long-term savings.
M-Pesa option for deposits

Deposit at your own convenience via M-Pesa paybill 501100 or from any bank.

Convenient deposits

Save at your own convenience. No regular deposits required.
Online Statements

Access and manage your account from the comfort of your home using our customer service portal.
Tax Benefits

Your pension contribution is tax exempt up to Kshs. 30,000 per month or 360,000/- per year. The returns do not attract withholding tax. Once you retire you can withdraw a lump sum amount of Kshs. 600,000 tax free.
Security of funds

The fund is licensed and regulated by The Retirement Benefits Authority (RBA).

Make a Deposit

Mpesa Details

Paybill Number: 501100

Deposit via KCB

KENYA COMMERCIAL BANK

Branch: Custody Services

Account Name: Zimele Guaranteed Personal Pension Plan

Account Number: 111-419-0314

SWIFT Code: KCBL KENX

SORT Code: 01133

The fund is licensed and regulated by the Retirement Benefits Authority (RBA).