Personal Finance

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Getting Started With Retirement Savings

“Preparation for old age should begin not later than one’s teens: A life which is empty on purpose will not suddenly be filled on retirement “- Dwight L Moody. Saving for retirement is one of the most neglected financial goals, notwithstanding the consequences. Currently, there are also various consumer-friendly products available in the market yet in …

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adding debt

Cutting Down on Debt

“There are plenty of ways to get ahead. The first is so basic I’m almost embarrassed to say it: spend less than you earn.  ~Paul Clitheroe. Possibly the most dangerous financial hazard facing us today is mounting debt. Most people are taking loans. Is it because we really need the loan or because access to …

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Financial Planning For Different Age Groups

“Human progress is achieved by taking exact measurements.” ~ William F. Buckley. What we expect to happen to us at various ages may be far from reality. Someone in their 20s may already be burdened with heavy family responsibilities, a 60-year-old might be back in school for an advanced degree course, and an 80-year-old might …

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Managing a Chama

Quote of the Week: “When there is no enemy within, the enemies outside cannot hurt you.” Sir Winston Churchill. The investment journey is not easy. That’s why it’s important to join hands with like-minded individuals to achieve your goals. Even then, it never gets easy. Investing can be difficult at first especially if you have …

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Four Steps for the Perfect Financial Plan

 Quote of the Week: “Success is the result of perfection, hard work, learning from failure, loyalty, and persistence.” – Colin Powell.   Taking control of your finances and making plans to achieve your goals are the first steps towards mastering the financial planning process. Robust financial planning ensures a sustainable and secure future. Though taking …

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Don’t Play Catch Up With Retirement Savings

Quote of the Week: “Always bear in mind that your own resolution to succeed is more important than any other.” ~Abraham Lincoln. Saving early and often is probably the most powerful and sure way to achieve a comfortable retirement. Those who allow time and compounded returns to work for them are more likely to have …

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